What are the different types of mortgages?

Understanding VA, USDA, FHA, and Conventional Mortgages: Which Loan Is Right for You?   Choosing the right mortgage is one of the biggest financial decisions you’ll make when buying a home. First, you need to know the different types of mortgages.  Each loan type comes with its own advantages, drawbacks, and eligibility requirements. The four […]

What’s New for the Florida Hometown Heroes Program in 2025

Hometown Heroes Downpayment Assistance Program Florida

  📉 Reduced Funding Means Faster Action Is Required For the 2025–2026 fiscal year, Florida allocated $50 million to the Hometown Heroes Program. That is half of last year’s budget. The program is expected to run on a first-come, first-served basis, and funding could run out quickly. Loan reservations are expected to open to participating […]

Before You Apply for a Mortgage Take This Important Step No One Mentions

Computer with mortgage solicitation and an opt out button

If you’re preparing to buy your first home, you’re probably focused on credit scores, loan preapproval, and choosing the right neighborhood. But there’s a quick and often-overlooked step before you apply for a mortgage that can save you time, protect your privacy, and reduce stress during the loan process. Before you apply for a mortgage, […]